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Apply for a personal loan
This type of loan is unsecured, which means the loan is based upon your credit score and personal situation. It's not secured by an asset (for example, your home, although secured loans are also available).
We offer personal loans from a panel of lenders, with interest rates & terms being dependent upon your own financial circumstances.
Borrowing more than you can afford or paying late may adversely affect your financial status and ability to obtain credit.
- Simply select how much you'd like to borrow & enter a few details about yourself
- Provide required information such as proof of ID, income, and a valid email are necessary.
- See your personalised loan results
- Choose the loan you'd like
- Once approved, receive funds in your bank account
Basic Eligibility Criteria
Finance is offered subject to status. To be considered for one of our loans you must meet all the following criteria:
- Be at least 18 years old at the time of application;
- You are a permanent UK resident, and have been for at least 3 years;
- Have at least one valid UK account from a bank, building society or credit union that provides Open Banking access. The account needs be at least three months old.
- We can lend to customers who have previously defaulted or have received CCJs however this must be related to a one-off historical situation that has now been fully resolved.
About us and the lenders
- Phoenix Financial Consultants Limited (“we”, “us”) acts as a credit broker arranging loans from a panel of lenders. We are authorised and regulated by the Financial Conduct Authority.
- We will give you information about the loan available but we will not give you financial advice. You are free to source a loan elsewhere if you so wish;
- We are remunerated by the lender but do not charge customers any fees for our credit broking service;
- The data that you give us during this process will be supplied to our partner, Monevo, to determine if credit can be offered to you. They will pass your details to a panel of lenders who may conduct a 'soft search' on your credit file. This search will not impact your credit score and will not be visible to other lenders. On acceptance of any offer the specific lender may make a subsequent 'hard search' which will leave a record on your credit file. For more information see the lender's privacy policy .
This form must only be completed by the applicant themselves, as some personal or confidential information is required. This information should never be disclosed directly to your provider & they are not permitted to help or complete this form on your behalf.
Please stop and contact Phoenix on 01923 333 256 if you need any assistance.
Data collected by Phoenix Financial Consultants as part of the loan application process will only be used & passed to the lender securely in accordance with our Privacy Policy